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Maximize your 401(k) plan benefits
Strengthen your financial future with 401(k) plans tailored for dental professionals. Enjoy flexible investment options, tax advantages, and employer contribution opportunities—all designed to maximize your savings.
Find a plan that
works for you
Profit Sharing
Employees contribute pre- or post-tax income; employers can add safe harbor contributions and profit-sharing.
Defined Benefit Plans
Employers promise specified pension payments or lump sums at retirement, often combined with 401(k) plans.
The Dentists’ Guild advantage
Whether you’re a practice owner looking to establish a retirement plan for your team or an associate dentist focused on growing your personal nest egg, our expertly managed 401(k) solutions provide the security and support you need. With exclusive benefits tailored to the unique financial needs of dental professionals, The Dentists’ Guild makes it easier than ever to invest in your future.
Fiduciary responsibility
Our ERISA-designated 3(38) and 3(16) fiduciaries accept liability, reducing your administrative burden.
Comprehensive plan management
We handle plan selection, performance monitoring, fee assessments, and necessary adjustments.
Investment options
What we offer
Option 01
Age-based funds
Age-based funds, also known as target-date or lifecycle funds, are designed to automatically adjust their investment strategy based on an investor’s age and expected retirement date. The goal is to balance growth potential with risk reduction, ensuring financial stability as retirement nears.
Option 02
Index funds
Index funds passively track market indices like the S&P 500, offering broad diversification and low costs. With minimal management fees, they often outperform actively managed funds over time. Their simplicity and steady growth potential make them a reliable, cost-effective choice for investors.
Option 03
Actively-managed funds
Actively managed funds use professional managers to buy and sell assets, aiming to outperform the market. They offer flexibility and potential for higher returns but come with higher fees and increased risk. Ideal for investors seeking expert guidance and strategic market adjustments.
Option 04
ESG Funds
ESG funds focus on companies meeting environmental, social, and governance standards, promoting sustainability and ethical business practices. They aim for competitive returns while aligning investments with values like climate responsibility, social equity, and corporate transparency, appealing to investors seeking both financial growth and positive impact.
Option 05
Target-Risk Portfolios
Target-risk portfolios are investment funds tailored to match an investor’s risk tolerance, ranging from conservative to aggressive. They maintain a fixed asset allocation, balancing stocks, bonds, and other investments to align with risk preferences, offering a structured, long-term strategy for portfolio stability and growth.
Option 06
Pooled Employee Plans (PEPs)
Pooled Employer Plans (PEPs) allow multiple employers to join a single retirement plan, reducing administrative costs and improving investment options through economies of scale. They provide businesses with a cost-effective, scalable solution while simplifying compliance and management, benefiting both employers and employees.
Tailored to your goals
401(k)/profit sharing investment options
Our investment fiduciary [ERISA Designated 3(38)] continuously monitors the mutual fund universe to select the most appropriate investments for our platform. They also make substitutions as fund performance and other metrics dictate. In addition to Empower’s fund offerings, we currently offer the following fund groups:
Ready to work toward your future?